There are probably more ads for final expense insurance (burial insurance) than any other type of insurance advertising (except medicare advantage) on tv or by direct mail through postcards and flyers. Why? Probably because it is a very profitable niche for both the insurance companies and insurance agents. These ads appeal to the “moral nature”…Read More
Before requesting quotes for Term or Final Expense insurance, you should objectively classify yourself for risk similar to that used by the insurance companies. You know your medical history and current ailments. You know the medical history for immediate family. This process is not to disqualify yourself, but rather to obtain realistic quotes. In addition…Read More
Understanding Life Insurance Simply put, life insurance is a contract between an Insurance Company (the carrier) and You (the policy owner, normally the insured) in which the carrier agrees to pay a predetermined amount (the death benefit) to your selected beneficiaries upon your death, in return for your paying specified insurance premiums for the term…Read More
Everybody has different needs. The amount of life insurance you need is based on your individual situation and will change during the course of your life. Basically it comes down to how much money your loved ones would need to remain on firm financial ground if you or your earnings were no longer in the…Read More
Needs Analysis is a review of your situation to determine needs and find solutions for those needs. Each person or family is different and there is no “standard” policy that meets everyone’s needs. Needs also change throughout the course of your life. When you are young and just starting a family and career, you might need…Read More
Obtaining term life insurance is simple 1. Select your coverage Choose a policy that is right for you. Bryant Insurance Solutions offers a range of coverage options, with the best Insurance Companies, so we can personalize your coverage to fit your needs. 2. Make Application After you select your plan, you apply for coverage. Our application can…Read More
When choosing between term and whole life, consider these 3 factors: the purpose of the insurance policy how long will you need the insurance policy the cost of the insurance policy Whole Life Insurance is a life insurance contract with level premiums that has both an insurance and an investment component. The insurance component pays a…Read More
After a loved one passes away, close family members rarely have much time to grieve properly. Adult children of the deceased, or other family members, usually need to ensure that burial and funeral arrangements get properly made and guests get notified. Also, some people may need to travel, take time away from their jobs, or…Read More
As people age or become ill, they sometimes need help doing daily tasks like getting dressed, bathing and more. Long-term care (LTC) provides people with those services—but it’s expensive. Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such…Read More
You have planned and prepared for the future needs of your family if something should happen to you. You have made preparations to financially care for your loved ones if you die? Future planning may have made provision for your family to continue to live life comparable to what you have been providing, and even…Read More
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
